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我在德国的生活

我在德国的生活

搬到德国的香港女人的故事

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标签： 如何学习德语

发表于 2019年4月13日2021年1月29日

如何学习德语：我的10种有趣的方式

greaturemage_how学习德语_我的十种有趣的方式来学习德国_hkmonabroad-min的德国_my生活

你需要学习德国德国生存吗？答案是肯定的。继续阅读 “如何学习德语：我的10种有趣的方式”

发表于 2019年3月10日2021年1月29日

5种方法可以更快地学习新语言

如何学习德国的新语言Fast_my Life - Min

在知道语言之前搬到一个国家真的令人沮丧。当我第一次来到德国时，我几乎没有讲德国的话。我花了很近3年，直到我能够用德语有一些基本的谈话！

经过多年的痛苦过程，这里是我如何更快地学习新语言的提示：继续阅读 “5种方法可以更快地学习新语言”

我在德国的生活_german culture_germany blog_studing生活和在德国工作

联盟披露

我在德国的生活是亚马逊服务LLC Associates计划的参与者，这是一个联盟广告计划，该计划旨在为我们提供通过链接到Amazon.com和附属网站来获得费用的手段。除亚马逊外，本网站的某些链接是附属链接。这意味着我可能会收到来自这些链接生成的流量的补偿。但是，我只包括我真正相信的链接和产品。

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如果您可以保护自己免受赫格的风险如何 如果您可以保护自己免受赫格的风险如何h as 50 million Euros, when you spend as low as a few Euros per month? . There is a reason why almost every German person has liability insurance. Do you bike in Germany? Or do you live in a rental apartment? Or, are you looking for a place to rent? . Do you  know that many landlords do not consider tenants who have no liability insurance? Why? Because damage in a flat can be VERY EXPENSIVE. Actually, most of the time when the people I know got claims from liability insurance,  it was relating to damages of their rental apartments. . Sometimes, things just happen out of your control. Water leakage is a common one. Maybe from your washing machine. Or somewhere from your bathroom. When I still lived in a rental flat, my neighbor who lived one floor below me rang my bell one day. She said that some water was dripping from her ceiling and she suspected that something was wrong in our bathroom. . We had a handyman who came and checked. In order to check, he had to remove our toilet and destroy the tiles on the floor (!) so that he could look at what happened to the water pipe. Basically, our toilet was under construction for like 8 months until this was fixed. (Thank god that we had a second bathroom) . Luckily, we did not have to pay for this because it was not our fault. What I wanted to say is that a water incident can easily ruin a flat. The ceiling. The wall. The wooden floor. Don't ask me how much that would cost. If the water incident is somehow your fault, and you have no money (maybe you are a student), then you are totally screwed. . I am not making this up. Click the link in my profile to check out my latest article and learn all you need to know about liability insurance in Germany (with real-life examples). A completely different fate for someone who has liability insurance vs someone who doesn't. You will also find a comparison of the 5 best liability insurance offers - no German needed and no paperwork! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #insurance #insurancegermany #liabilityinsurance #liabilityinsurancegermany #germany #mylifeingermany #hkwomanabroad #lifeingermany
也许你听过人们说公共哈哈 也许你听过人们说公共哈哈lth insurance companies in Germany are all the same. Just flip a coin and pick one randomly. But is it true?🤔 . The prices and coverage of public health insurance companies are indeed very similar. They are regulated by law. There are some differences though, especially in terms of additional contribution rate and customer services. . I am with TK health insurance since Day One in Germany. I like it because it is in English and very digitalized. I can pretty much do everything through their app - even visiting my doctor digitally!😲 . Besides, I earn a cash bonus when I take care of my health, e.g. doing a body check, preventive care, vaccinations, joining some sports events, and even having a sports membership, etc. Just last year, I earned 72 Euros by using the TK bonus program!💶 . 👉Click the link in my profile to check out my honest TK review for more details! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #TK #tkreview #healthinsurance #healthinsurancegermany #publichealthinsurance #publichealthinsurancegermany #insurancegermany #insurancereview #technikerkrankenkasse #lifeingermany #mylifeingermany #movetogermany #studyingermany #workingermany #newingermany #expatingermany #expatsingermany #foreignersingermany #foreigneringermany #foreignmomingermany #healthingermany #healthcareingermany #moveabroad
5年前我们在德国买了我们的房子。 SA 5年前我们在德国买了我们的房子。 SAme kind of house in our neighborhood costs now 150k Euro more than what we have paid back then. 😱 If we didn’t buy our house 5 years ago, we wouldn’t be able to afford to buy one now. The first time when I received a mortgage offer from a German bank, I was totally overwhelmed. Not only because everything was in German. But banks here in Germany like to combine different types of mortgages in their offer. And each of these mortgages has a different interest rate and conditions. I was completely confused.🤷 Many of you guys asked me about how buying a house or mortgage works in Germany. So, I decided to write an article with all the details about it. This should answer all your burning questions: What are the different types of mortgages in Germany? What are their pros and cons, and which one should you choose? What kind of government allowances in Germany you are entitled to? How about building a house from scratch? How does that work? The process is overwhelming, especially for us expats. But once you have it all done, you can sit back and enjoy yourself in your own home. A real home. You can start creating wealth for yourself, and not for your landlord.💪 👉Click the link in my profile and find out all you need to know about mortgages in Germany! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #mortgagegermany #mortgageingermany #mortgage #buyhouse #buyhouseingermany #buyhousegermany #realestate #realestategermany #loangermany #loan #houseloan #lifeingermany #createwealth #mylifeingermany #hkwomanabroad #expatingermany #foregineringermany #workingermany #liveingermany #movetogermany #studyingermany #internationalingermany
你需要从祖国t汇款吗？ 你需要从祖国t汇款吗？o your German bank account to pay for expenses here? Do you need to send your salary in Germany back home to support your family?👨â€ðŸ‘©â€ðŸ‘§â€ðŸ‘¦ For us expats, sending money abroad is almost unavoidable.🤷 One thing I know for sure: Using bank transfer to send money outside the Eurozone is probably the worst thing you can do. How do I know? I learned a hard lesson on this after I moved to Germany. For years!😫 That is why I need to tell you this. Don't make the same mistake as me!â˜¹ï¸ Click the link in my profile to check out the best ways to send money internationally!👉 . . . . . . . . . . . . . . . . . . . . . . . #germany #lifeingermany #liveingermany #livingingermany #sendmoneyabroad #transfermoneyinternationally #transfermoney #sendmoney #sendmoneyinternationally #wiremoney #wiremoneyinternationally #bestwaytosendmoney #foreigneringermany #moving abroad #expatmomingermany #expatsingermany #savemoney
我每年保存130岁！ . Do you kn 我每年保存130岁！ . Do you know how much you are paying for your electricity in Germany? . Do you know why you should change your electricity provider after you moved into your new place in Germany? . How to know if your electricity provider is overcharging you? . Why should you be careful if your electricity provider gives you a bonus? . Click the link in my profile to find out the answers! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #Electricity #electricitygermany #savemoney #savemoneygermany #expatingermany #expatgermany #foreigneringermany #foreignergermany #workingermany #studyingermany #liveingermany #lifeingermany #mylifeingermany #movetogermany #hkwomanabraod
当我第一次搬到德国时，我的室友告诉m 当我第一次搬到德国时，我的室友告诉me to never download movies via torrenting. He has got a fine of 1000 Euros because of that! 😱 . I was shocked because torrenting was a popular way to download movies in my hometown Hong Kong back then. I had done it when I was in Hong Kong. I didn't know that torrenting could be a problem in another country. . I have never used BitTorrent since I am in Germany. Instead, I watch movies with legal streaming websites. 📺 . The pandemic has hit us for almost one year now. In Germany. we had a hard lockdown, a light lockdown, and then again a hard lockdown. We spent most of our time at home. Streaming movies becomes our favorite activity in the evening. 👠. Do you watch movies at home in Germany? Which streaming platforms do you use? It is important to stay safe and avoid any legal issues. . Luckily, even a paid streaming platform costs only a few Euros per month. And some others have even free movies. 👠. Click here to check out my latest article about 11 ways to stream movies legally at home. These include both paid and free options! 📺
当你冲浪时，你可能会感到安全 当你冲浪时，你可能会感到安全t at home. But is it really safe?🤔 . Have you heard of the 14-Eyes? These are the 14 countries that agree to share data with each other. And Germany is one of them. The government is monitoring online activities, especially for businesses and foreigners. 😧 . If you do not mind the governments sharing your data, how about other third parties? Your internet service provider, websites, search engines, etc. They all have your data. . Do you use public Wi-Fi? Do you know that a hacker can easily hack your device if the connection is not secure? Do you know that online shops are over-charging you if they see that you are from a wealthy country?😱 . I never thought about all these in the past. These seem to be not concerning me. I always thought that these only happened to unlucky people. Or I just chose to ignore the safety factor. . Until one day, my colleague in Germany told me that someone was using his credit card illegally. The only thing he knew was that he has used his credit card online. It was scary. I started to look more into this. And I realized how dangerous it can get when using the internet. . Luckily, we can protect ourselves easily. Using a VPN can avoid all these problems. And it is really cheap and affordable. . Click the link in my profile to check out my latest article about why everyone should use a VPN service, how to choose a good VPN to use in Germany and a comparison of the 5 best VPN companies.👠. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #vpn #internet #cybercrime #cybersecurity #germany #lifeingermany #liveingermany #mylifeingermany #foreigneringermany #expatingermany #internetsafety #torrenting #streaming #studyingermany #workingermany #foreignmomingermany #momingermany #vpngermany #internetgermany #14eyes #hkwomanabraod
下周一开始，FFP2面具将是强制性的 下周一开始，FFP2面具将是强制性的y on public transport, in shops and supermarkets in Bavaria 😲 . Make sure to stock up some masks now and prepare for next week! . . . . . . . . . . . . . . . . . . . . . . . . . . . . #ffp2 #facemask #mask #corona #bavaria #germany #covid-19 #foreigneringermany #expatingermany #foreignmomgermany #liveingermamy #lifeingermany #mylifeingermany #hkwomanabroad
所以，现在它是官方的，我们将延长我们的LOC 所以，现在它是官方的，我们将延长我们的LOCkdown in Germany till end of January, at least.😱 . But I am not optimistic. Many think that this will be further extended. Who knows.🤷 . Walking pass a field of snow today. I am wondering what I am going to do with my two little ones at home in the coming weeks. . Lucky me that I am still in parental leave. So I don't need to worry about work, at least. . Wondering how other working parents survive when they have to work from home with their kids. I had done that before when my kids were sick. I think it works if it is just a few days. . But for weeks? Or even months? My big respect to these working parents 💪 . I wish everyone to hang in there. Vaccine is on the way. We are seeing a light at the end of the tunnel. All will be good again. â¤ï¸ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . #workfromhome #scenery #beautiful #germany #lifeingermany #mylifeingermany #workingermany #lockdown #quarantine #expatingermany #foreigneringermany #foreignmomingermany #momingermany #snow #snowfield #hkwomanabroad

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